What Does it Cost?

Traditional benefits charge your company every month for coverage of employees.  If employees don’t use it, the premiums are gone forever.  If employee’s use the plan a lot, the premiums increase.

Under CanHealth the premiums are predictable.  It only costs what the employer is willing to pay.  Therefore the cost depends on the level of benefits offered to employees. 

Under CanHealth if your employees don’t use the plan, the unused funds still belong to the company and carry forward to the following year.

$1000 of benefits will cost the employer $1000 plus our administration fee (see below).

How do we make money?

CanHealth charges an administration fee on all funds entering our Health and Welfare Trust.  Our standard fee is 10%.*  We have NO annual fees or processing fees.

There are other companies in Canada that have standard administration fees slightly lower than ours.  However, when you call CanHealth and Dental you will get a living breathing human being answering the phone. 

No computerized phone system, no outsourcing, no hidden fees.

We have a one time $200 set up fee for all limited companies** which covers the cost of set up, and distribution of individual CanHealth claim cards for all employees. 

*We have negotiated cheaper rates with some clients depending on employee numbers, claim volume and other services.

** Individual Sole Proprietors are only subject to a $100 set up fee, however these plans are subject to additional restrictions.  Please call to find out more.